Rainshade Specialty is a program administrator organized around a single discipline — high-limit excess and umbrella liability for commercial real estate, habitational, hospitality, and gaming risks.
Commercial real estate, habitational communities, hotels, and gaming operations are among the most frequently targeted defendants in today’s elevated litigation environment. Nuclear verdicts have accelerated. Third-party litigation funding has transformed marginal claims into high-stakes litigation events. And the excess and umbrella market serving these business segments has not kept pace.
Rainshade was organized to address this gap directly. We write one thing — excess and umbrella liability — and we write it better than generalists can, because it is the only thing we do.
Rainshade is actively building carrier capacity and broker distribution relationships.